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Is your pension working as hard as you are?

February 2, 2012

A recent news article in The Observer, which was written following a
review of the performance of a range of the most popular private
pension funds, confirmed that: “The best performing pension could
produce more than three times more pension income than the
worst performing one. The really bad news is that your pension
fund is more likely to be amongst the bad than the good”
The Observer
 IMPORTANT NEWS: The Affinity Legal Group has
recently teamed up with top independent pension’s experts, Insight
Financial Associates, to offer clients a complimentary and
completely FREE
pension review and wealth management check-up. 
We have found this service to be so popular that we are now extending
this offer If you would like to make certain that you are maximising
the return from your pension or for more information just call this
dedicated free number:- 0800 1223456 and ask for your FREE pension
review OR send an e-mail request to mailto:info@affinitywills.co.uk  

Alternatively you can simply download and complete a
"Letter of authority for information only" form, which enables us to obtain
information about the performance of your current pension and make
recommendations about the options you almost certainly will have to
improve on the returns from your pension arrangements. 
Complete the form and send it free of charge to;


Freepost
Affinity Wills Ltd
FREEPOST RSER-RGSG-BRTB
Suite 65 Dorset House
Duke Street
Chelmsford
Essex
CM11TB

 

Then just sit back and leave the work to us. You have everything to gain and absolutely nothing to lose!

 

 

 

 

 

 


Power of attorney top tips - how to grant control of your finances

November 9, 2011
Dom Littlewood met One Show viewer Heather who had to battle to control
the family finances after an accident left her husband in a coma for three
years.

Despite having both written wills, they had never made power of attorney

in case they became mentally incapacitated - meaning The Court of

Protection took control of her husband's assets and she had to apply to

access his bank accounts.

Why do you need power of attorney?

Everyone knows you should write a will to make sure your loved ones are

provided for when you die, but what happens if you are left mentally unable

to make decisions because of accident or illness?

With an ageing population it happens more than most people think - and if

you haven't got power of attorney specifying who can look after your affairs

you'll have to go through the Court of Protection. The court was set up to

protect the assets of vulnerable people.

Recent changes in the law

In 2007, as a result of the 2005 Mental Capacity Act, the new Court of Protection

replaced the former office of the Supreme Court with the same name and was

given an extended jurisdiction.

According to The Ministry of Justice, these changes have resulted in a more

personalised approach, giving most people who deal with the court greater flexibility

over how money is spent, whilst still safeguarding vulnerable people.

However the court is still seeing high levels of complaints and in December the

President of the Court of Protection Sir Mark Potter announced he was setting up an

ad hoc committee to review the Court's rules once again.

 


Affinity Wills meeting people in High Chelmer

August 5, 2011

Affinity stand s.jpg

Due to growing success, and the support of our many satisfied customers, Affinity wills have setup a stand in High Chelmer. We are looking to recruit more people to join our ever growing team and also to meet anyone who would like to know a little more about the company and services we offer.

So if you are in the area and would like to know more please pop along and meet one of our team…..

Today 5th August 2011, we can be found at the West end of the centre between New look and Base.

Other dates to look out for are 19th August 2011 and 2nd September 2011 where we will be at the East end of the centre and the Centre Square respectively.


Grand Opening - Chelmsford MP Simon Burns officially opens Affinity's new Office.

September 28, 2009
On Friday, September 25th the new building was officially 'opened' by MP Simon Burns, who cut the ribbon in front of several of Affinity's strategic partners.

Why is it important to make a Will, and what happens when you don't?

July 20, 2009

Most people assume that when they die, all their possessions pass automatically to their spouse or family, this is not true

The state rules that if you do not make a Will your possessions are distributed according to the rules of  intestacy i.e. dying without having a legally valid Will.  This means you have no influence in this distribution. 

Without professional advice, you could miss the chance to ensure your estate passes to your beneficiaries and is not at risk from potential predators.  This can include a future spouse (or live-in partner). 

 


Inheritance Tax is not just for the wealthy. Make sure your assets are passed onto your family and not the tax man.

January 14, 2009

If your estate is worth more than the nil rate band your beneficiaries could be liable for 40% inheritance tax.  Here at Affinity we can show you how to reduce this, or possibly even avoid it altogether. 

 


Can Affinity Wills keep my Will safe once its been drafted?

January 14, 2009

Yes.

Infact we would recomend this as the Will is only of benefit if it can be found, storing it with Affinity gives you and your family peace of mind knowing it is safe.

Please click here for more details...